Terms of Service

1. Acceptance of Terms

By accessing or using iCalculator.net ("the Site," "the Service," "we," "us," or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and all applicable laws and regulations. These terms apply to all visitors, users, and others who access or use the Service.

If you do not agree with any part of these terms, you must immediately discontinue use of iCalculator.net. Your continued use of the Site following the posting of any changes to these terms constitutes acceptance of those changes.

2. Description of Service

iCalculator.net is a free online platform that provides a broad range of calculators and tools, including but not limited to:

• Finance calculators — EMI, SIP, compound interest, FD, NPS, PPF, tax, mortgage, CAGR, budget, net worth, and more.
• Health calculators — BMI, BMR, TDEE, calorie, body fat, heart rate, water intake, sleep cycle, pregnancy, period, and more.
• Unit conversion tools — length, weight, temperature, currency, and other measurement conversions.
• Everyday calculators — age, date, time, percentage, and general-purpose calculations.

The Service is provided on an "as is" and "as available" basis. We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice.

3. Financial Disclaimer

4. Health & Medical Disclaimer

5. Accuracy and Reliability

We strive to ensure that all calculators on iCalculator.net use correct formulas and up-to-date reference data. However, we make no warranties or representations — express or implied — that:

• Calculations are error-free, complete, or accurate for your specific situation
• Results reflect current interest rates, tax laws, or regulatory requirements
• The Service will be uninterrupted, timely, secure, or free from technical errors

Calculator results should be used as a starting point for your own research and verified with qualified professionals or authoritative sources before any decisions are made.

6. Acceptable Use

You agree to use iCalculator.net only for lawful purposes and in a manner consistent with these Terms. You agree not to:

• Attempt to gain unauthorised access to, disrupt, or interfere with the Site or its servers
• Scrape, crawl, or systematically extract data from the Site for commercial purposes without prior written permission
• Use the Site in connection with any illegal activity or in violation of any applicable laws
• Misrepresent calculator results as professional financial, medical, or legal advice
• Introduce viruses, malware, or any other harmful code to the Site
• Use automated tools, bots, or scripts to access the Site in a manner that places unreasonable load on our infrastructure
• Reproduce or frame any part of the Site without our express written consent

We reserve the right to block access to iCalculator.net for any user who violates these acceptable use standards.

7. Intellectual Property

All content on iCalculator.net — including but not limited to text, calculator logic, design, layout, graphics, icons, and code — is the intellectual property of iCalculator and is protected by applicable copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use the Site for your personal, non-commercial purposes. You may not:

• Reproduce, copy, or duplicate any part of the Site without our written permission
• Redistribute, republish, or commercially exploit any content from the Site
• Modify or create derivative works based on our content or calculator logic

8. Affiliate Links

iCalculator.net contains affiliate links. When you click an affiliate link and make a qualifying purchase, we may earn a small commission from the merchant. This commission comes from the merchant's marketing budget and does not increase the price you pay. We only recommend products and services we believe provide genuine value to our users.

For full details on our affiliate relationships, please see our Affiliate Disclosure.

9. Advertising

iCalculator.net displays advertisements served by Google AdSense and potentially other advertising networks. These ads help fund the free service we provide. All advertisements are clearly distinguished from editorial content on the Site.

We do not endorse the products or services advertised by third-party ad networks. Advertising content is served automatically based on content relevance and user interest signals, and we have no direct control over individual ads displayed.

10. Limitation of Liability

To the maximum extent permitted by applicable law, iCalculator and its operators, employees, agents, and affiliates shall not be liable for any:

• Direct, indirect, incidental, consequential, or punitive damages
• Financial losses arising from reliance on calculator results
• Health consequences arising from reliance on health calculator outputs
• Loss of data, revenue, profits, or business opportunities
• Damages resulting from service interruptions, errors, or unavailability

This limitation applies whether such damages arise from contract, tort, negligence, strict liability, or any other legal theory, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless iCalculator, its operators, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

• Your violation of these Terms of Service
• Your use or misuse of the Service
• Your violation of any third-party rights, including intellectual property or privacy rights
• Any content you submit to the Site

12. Third-Party Links

The Site may contain links to external, third-party websites provided for informational and reference purposes only. Such links do not constitute an endorsement of those sites or their content. iCalculator has no control over and is not responsible for the content, accuracy, legality, or privacy practices of any third-party websites. You access external links at your own risk.

13. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Site. We will update the "Last updated" date at the top of this page when changes are made. We encourage you to review these Terms periodically.

Your continued use of iCalculator.net after any changes to the Terms of Service constitutes your acceptance of the modified terms. If you do not agree with the revised terms, you must stop using the Site.

14. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any disputes arising out of or in connection with these Terms or your use of iCalculator.net shall be subject to the exclusive jurisdiction of the competent courts of India.

If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

15. Contact

If you have any questions about these Terms of Service, please contact us:

• Email: communication.icalculator@gmail.com
• Website: https://www.icalculator.net